OUR COVER

Specialist cover for RFDs, Gunsmiths, Manufacturers & Wholesalers, Shooting Schools, Ranges & more

Our aim is to simplify protection for the gun trade by providing insurance that includes both a comprehensive range of standard cover essential to anyone running a business and special covers which are specific to the gun trade – because we understand yours is no standard business.

Standard Cover

• Fire cover
• Theft cover
• Malicious damage (vandalism) cover
• Storm and Flood cover
• Accidental Damage cover
• Business Interruption cover
• Public and Products Liability cover
• Employer’s Liability cover

Special Additional Features for the Gun Trade

Covers vary between insurers but typically include:

• Stock Cover – includes (in all cases) goods in trust/held for repair/items to be sold on commission.
• Second Hand / Vintage Goods – covered within stock sum insured.
• Proof House Cover – £50,000 whilst guns are at any UK Proof House facility.
• Goods on Approval / Hire – covered as standard for a £3,000 limit.
• Exhibition/Game Fair Cover – stock & stands in UK up to £50,000. Transit included. Liabilities extended (see below).
• Goods In Transit – £50,000 for UK transit (automatic with Hiscox only). Includes cover for your own vehicles and transit by hauliers. Separate Marine Transit cover can be arranged for import and export.
• Traps – up to £10,000 in the UK.
• Seasonal Increase – automatic 30% increase in respect of stock for the months of November, December, 30 days prior to Easter, or any other agreed 3-month period.

We can also quote for your off-site activities – shooting clubs, ranges etc. Special rates apply to these activities.