Cover for Gun Dealers, Gunsmiths, Manufacturers & Wholesalers

 

Our package policies will include the following as standard:

 

Fire cover

 

Theft cover

 

Malicious damage (vandalism) cover

 

Storm and Flood cover

 

Accidental Damage cover

 

Business Interruption cover

 

Public and Products Liability cover

 

Employer’s Liability cover

 

We can also quote for your off-site activities - shooting clubs, ranges etc.

 

 

Special Features in addition to standard cover for RFD's:

 

Interest Free instalments.

 

Other covers vary between insurers but typically include:

 

Stock cover includes (in all cases) goods in trust or held for repair or items to be sold on commission.

 

Proof House Cover - for £50,000 whilst guns are at any UK Proof House facility.

 

Goods on Approval / Hire – covered as standard for a £3,000 limit. .  

 

Exhibition/Game Fair Cover Briefly: Stock & stands covered whilst at UK Exhibitions/Game Fairs up to £50,000.  Transit included. Liabilities extended (see below).

 

Second Hand / Vintage Goods - are covered within stock sum insured.

 

Goods In Transit – is automatic with Hiscox only at £50,000 for UK transits and includes cover for your Own Vehicles and transit by hauliers. Separate Marine Transit cover can be arranged for import and export.

 

Seasonal Increase: the policy provides an automatic 30% increase in respect of stock for the months of November, December 30 days prior to Easter, or any other 3 month period agreed.

 

Traps - cover for up to £10,000 in the UK.

 

Special rates apply to off site activities - shooting clubs, ranges etc.